Learn about alternative or private loan options for students at the University of Kansas Medical Center.
Sometimes traditional financial aid resources are not enough to cover all of a student's costs while attending school. Private loans can help.

The school determines the amount a student is eligible to apply for based on the cost of attendance less financial aid and other resources. The lender decision is based on the student's creditworthiness and the amount the school certifies the student is eligible to borrow, except for alternative loans not requiring school need certification. The lender may also have a minimum or maximum.

Many lenders certify private loans using ELM. You can follow the link to ELM to browse and compare our preferred lenders. You are not required to borrow from any of these lenders.

Although many lenders can be excellent options for students, we have selected our preferred lenders based on who best met the following criteria:

• Eligibility requirements for students
• Efficiency in processing applications
• Customer support
• Competitive interest rates
• Flexible repayment options
• Benefits available to the borrower
• Lack of affiliation with any other lender on the list
• KUMC will also certify loans from any eligible lender, whether they are on our preferred lender list or use ELM.

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