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Federal Direct Unsubsidized Loan

Unsubsidized federal loans are not based on financial need. Students are responsible for paying the interest, which begins accruing as soon as the loan is disbursed.

There is a 6-month grace period after graduation or dropping below half-time before repayment is required. The unsubsidized loan does accrue interest while the student is in school. Students can make interest payments or let the interest capitalize.

Deadline: Apply during the current academic year

Application: Must have completed the Free Application for Federal Student Aid (FAFSA) and the Federal Direct Loan Application/Master Promissory Note

First-time borrowers at KU Medical Center must complete the online entrance counseling.

Interest Rates and Origination Fees: View current rates.

Does the unsubsidized loan have to be repaid? Yes. Repayment begins 6 months after graduation or dropping below half-time.

Award Maximum: Depends on level and program. See annual and aggregate loan limits for more details.

Need based: No

Enrollment: Must be enrolled at least half-time. For specific information on undergraduate and graduate enrollment please read KU Medical Center's Enrollment Information.

Please contact our office at 913-588-5170 for more information or email us at

Student Financial Aid

University of Kansas Medical Center
Student Financial Aid Office
Mailstop 4005
3901 Rainbow Boulevard
Kansas City, Kan. 66160

Location: G035 Dykes Library
: 913-588-5170
Fax: 913-588-8841