Primary Care Loan

Medical student may qualify to receive a Primary Care Loan if they agree to enter and complete a residency training program in primary health care. Please view the HRSA website for a listing of examples of acceptable Primary Care residency's and practices

Deadline: Priority is given to complete applications received on or before priority deadline each fall.

Interest Rate: 5% - Interest does not begin to accrue until repayment begins.

Penalty Interest rate for non compliant borrowers - Interest begins to accrue at the time of non compliance : 7% for loans made on or after March 23, 2010 (2% above the compliant rate). 18% for loans made prior to March 20, 2010.

Does it have to be repaid? Yes

If yes, when? Repayment begins following a 12 month grace period after borrowers cease to be enrolled as a full-time student. Repayment can be deferred during the completion of an approved residency.

For loans received on or after March 23, 2010, the borrow must practice a compliant residency until the loan is paid in full or 10 years, whichever comes first.

For loans received prior to March 23, 2010, the borrower must practice a compliant residency until the loan is paid in full.

For more information, contact the Department of Student Financial Aid, (913) 588-5170 or email

Last modified: Jun 29, 2015