Loan Disclosure Information


Private Education Loan 

Applicant Self-Certification Instructions

Recent legislation under the Truth in Lending Act (TILA) has mandated changes in the processing of private education student loans. Private student loans at KUMC consist of the KU Endowment Loan, Federal Nursing Student Loan, Nurse Faculty Loan Program, Primary Care Loan and any alternative or private loans provided by private lenders. Lenders are now required to provide three separate disclosures to borrowers. The first disclosure is provided at the point of application, the second disclosure is provided when the loan is approved and the third is provided before the loan disburses to the student or school. Students are now required to complete and return to the lender a Private Education Loan Applicant Self-Certification Form.

If your lender has provided a self-certification form for you to complete and return to the lender, or if your lender has provided an on-line self-certification form, you can obtain the required information from your Enroll & Pay following the instructions below.

Please do not submit the self-certification form to our office.  If your lender has not provided you with the form you can access the form here.  The form must be completed and signed by you, and returned to the lender requesting the form. Your loan will not be disbursed until your lender has sent all of the required disclosures to you and you have returned the self-certification form to the lender.

Listed  below are the instructions on how to complete the self-certification form to return to the lender:

  • Log in to
  • Choose Enroll and Pay/ Student Center
  • Under Finances/Financial Aid, click on View Financial Aid
  • Under Select Aid Year to View, click on appropriate Aid Year
  • Under Aid Year, click on Financial Aid Summary
  • Under Financial Aid Summary, you will find:
    • Estimated Financial Aid Budget (enter in A.)
    • Total Aid(enter in B.)
    • Remaining Need(enter in C.)


A. Student's cost of attendance for the period of enrollment covered by the loan


B. Estimated financial assistance for the period of enrollment covered by the loan


C. Difference between amounts A and B

WARNING: If you borrow more than the amount on line C, you risk reducing your eligibility for free or lower-cost federal, state, or school financial aid.


Last modified: May 24, 2017