Loan Repayment Information

If you have borrowed federal student loans while at KUMC this page will provide you with repayment information including: current interest rates, repayment options and loan history; including current loan servicer contact information.

Interest Rates

Current Stafford Interest Rate in Deferment - 6.8%
Current Stafford Interest Rate in Repayment - 6.8%
*This rate is effective for loans disbursed on or after July 1, 2006. Stafford Loans disbursed prior to that date will continue to have a variable interest rate based on the 91-day T-bill+1.7% not to exceed 8.25%. For more detailed interest rate information visit: http://www.finaid.org/loans/scripts/interest.cgi

Loan Repayment Options

There are six loan repayment options through Direct Loans. Visit Direct Loans and learn more about the following six options: standard repayment, extended repayment, graduated repayment, income sensitive repayment, income contingent repayment and income-based repayment.

Loan History

To view your federal student loan history visit National Student Loan Data System (NSLDS). NSLDS is the U.S. Department of Education's central database for student aid. Private loans and Endowment loans are not included on NSLDS.

Find Your Lender

If you do not know which lender currently holds or services your loan(s) please visit: http://www.finaid.org/loans/lostlender.phtml.

Loan Servicers

For a list of Loan Servicing Centers for students, please visit:  http://ifap.ed.gov/ifap/helpContactInformationDetailedList.jsp?lsc=2

Loan Payment Calculator

To estimate the amount of your monthly loan payment you can use the Loan Payment Calculator to assist you with figuring out your monthly payment after graduation.

Direct Loan Consolidation

Loan consolidation is the process of combining multiple student or parent loans into one new loan with a new repayment term, interest rate and monthly payment. Visit Direct Loan Consolidation for more information on loan consolidation.

Loan Consolidation Calculator

Use the Loan Consolidation Calculator to assist with comparing monthly payments, interest rates and total cost of your current loans with the monthly payment, interest rates and total cost of a consolidation loan.

National Student Clearinghouse

The National Student Clearinghouse offers services to assist students to track their student loans and obtain verification on their in-school status. For more information visit the National Student Clearinghouse. If you have questions about your enrollment status contact the Office of the Registrar. The National Student Clearinghouse is for student loan tracking purposes only.