Annual and Aggregate Loan Limits
Annual Loan Limits
The amount in Direct Loan funds that you are eligible to borrow each academic year is limited by your career and possible dependency status, your financial need and your cost of attendance. You cannot borrow more than your COA (cost of attendance).
Undergraduate Students
|
Undergraduate Dependent Student |
Base Amount (Subsidized or Unsubsidized) |
Additional Unsubsidized Loan |
Total Annual Combined Maximum Amount |
|
Junior/Senior |
$5,500 |
$2,000 |
$7,500 |
|
Undergraduate Independent Student |
Base Amount (Subsidized or Unsubsidized) |
Additional Unsubsidized Loan |
Total Annual Combined Maximum Amount |
|
Junior/Senior |
$5,500 |
$7,000 |
$12,500 |
Graduate & Professional Students
|
Graduate Students |
Base Amount (*Subsidized or Unsubsidized) |
Additional Unsubsidized Loan |
Total Annual Combined Maximum Amount |
|
|
$8,500 |
$12,000 |
$20,500 |
|
MPH & MHSA Graduate Students |
Base Amount (*Subsidized or Unsubsidized) |
Additional Unsubsidized Loan |
Total Annual Combined Maximum Amount |
|
9 month program |
$8,500 |
$12,000 plus $12,500 |
$33,000 |
|
11 month program |
$8,500 |
$12,000 plus $15,278 |
$35,278 |
|
Medical Students |
Base Amount (*Subsidized or Unsubsidized) |
Additional Unsubsidized Loan |
Total Annual Combined Maximum Amount |
|
M1 & M2 |
$8,500 |
$32,000 |
$40,500 |
|
M3 |
$8,500 |
$12,000 plus $26,667 |
$47,167 |
|
M4 |
$8,500 |
$12,000 plus $24,444 |
$44,944 |
*Effective for loans made for periods of enrollment (loan periods) beginning on or after July 1, 2012, graduate and professional students are no longer eligible to receive Federal Direct Subsidized Loans
Aggregate Loan Limits
|
Student Level |
Aggregate Loan Limit |
|
Undergraduate Dependent Students |
$31,000 (no more than $23,000 of this can be in subsidized) |
|
Undergraduate Independent Students |
$57,500 (no more than $23,000 of this can be in subsidized) |
|
Graduate/Professional Students |
$138,500 (no more than $65,500 of this can be in subsidized) |
|
MPH & MHSA and Medical Students |
$224,000 (no more than $65,500 of this can be in subsidized) |
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