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Kansas Medical Retroactive Student Loan

Depending on availability, the Kansas Medical Student Loan can be awarded retroactively. Students who did not have KMSL for all of the years they were enrolled are able to apply for the Retro for those years in which they did not receive KMSL. For instance, if you received it your first year, but not years two and three, you can apply for the retro for those two years. You can also apply for it for all four years if you didn't receive it for any prior years. For each Retro KMSL contract a student receives, one year of obligation will be required. For more details on the obligation, please refer to the information under Kansas Medical Student Loan

Recipients of the Retro KMSL will be expected use Retro KMSL funds to repay student loans borrowed while in medical school. Any funds remaining after your medical student loan debt has been repaid can be used for other school related expenses.

Deadline: Students interested in the Retro KMSL must complete a Retro KMSL application and submit it to the Student Financial Aid Office no later than September 30 of each year.

Application: and KMS Retro Application can be found on the current aid years forms section.

Does it have to be repaid? For each Retro KMSL contract a student receives, one year of obligation will be required. Any person who fails to satisfy the service obligation must repay within ten (10) years to the University of Kansas an amount equal to the sum of money received in tuition payments and living expenses plus interest at the rate of 15 percent, from the date such money was received, with the first installment payment commencing 6 months after the date of the action or circumstances that causes the failure of the student to satisfy the obligations of this agreement.

Award Maximum: Medical student tuition and monthly stipend

Need based: No

For more information, contact the Department of Student Financial Aid, (913) 588-5170 or email

Last modified: Jul 26, 2018