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Master Promissory Note (MPN)

New Direct Loan borrowers are required to complete an electronic Master Promissory Note (eMPN) with Direct Lending. The eMPN is a legal and binding contract of your promise to repay the loan according to the terms listed on the promissory note.

If you have not previously completed a Direct Loan Program eMPN, you must complete an eMPN at

You will be required to use your FSA ID to complete an eMPN. For additional information or to create an FSA ID, you can visit  

If you are a new borrower through the Federal Direct Loan Program at KUMC you are also required to complete the Loan Entrance Counseling and Quiz. Please complete this requirement at least 3 weeks before classes are scheduled to begin. Please click on the following link and follow the instructions to complete this requirement at

Important Information for Borrowers

Please review KUMC's enrollment information here for a definition of half time enrollment at KUMC. If your enrollment status drops to less than half time, you no longer qualify for in-school deferment of your loan payments, and you either begin your grace period or your loans enter repayment. During your grace period, you are not required to make payments, although unsubsidized interest will continue to accrue.

If you withdraw from the University prior to the completion of your program it is important that you contact the following offices: Student Financial Aid, Registrar, and your program advisor. This is to ensure that the school can provide you with the appropriate exit counseling, including repayment and loan consolidation options.

If you have questions regarding your rights and responsibilities for the terms and conditions of the loan you should contact Student Financial Aid at 913-588-5170.

Last modified: Apr 16, 2020